How Maternal Health Network Strategy Drives Better Outcomes and MLR Stability

BY TOG Network Solutions | Jan 18, 2026

Pregnant woman on right with the words Maternal Health Awareness Day

National Maternal Health Awareness Day serves as a critical reminder that maternal care is more than a clinical priority. It is a fundamental business imperative for the health care ecosystem. For payers and provider network executives, the challenges of rising maternal morbidity and the proliferation of maternity care deserts represent a significant threat to financial stability and member health. Addressing these challenges requires a shift from passive compliance to a proactive strategy built on precision intelligence.

 

The Financial and Clinical Impact of Maternal Care

 

Maternal health outcomes are a primary indicator of health care provider network performance. High rates of avoidable complications and preterm births lead to significant clinical risks and substantial financial strain, particularly through high-cost NICU admissions. 

According to the Centers for Disease Control and Prevention, the United States continues to face a maternal health crisis, with significant disparities in access and outcomes. From a business perspective, these disparities often stem from inadequate provider coverage in rural and underserved areas. 

When a health care provider network lacks sufficient OB/GYN capacity or high-performing birthing facilities, the resulting lack of prenatal oversight inevitably drives up the medical loss ratio.

Managing these costs requires a deep understanding of provider performance. It is no longer enough to simply meet basic adequacy requirements. Executives must be able to identify which providers consistently deliver superior outcomes and lower intervention rates. This level of insight allows payers to design networks that steer members toward high-value care, effectively reducing the risk of costly complications while improving HEDIS and STAR ratings.

Strategic Imperatives for Improving Maternal Health Networks

The primary tool for transforming maternal health outcomes is health care provider network intelligence. By unifying clinical utilization data with network performance metrics, executives can pinpoint exactly where access gaps exist and where quality is lagging. 

This intelligence enables the recruitment of high-value providers who specialize in high-risk maternity care, ensuring that members have access to the right level of intervention at the right time. Furthermore, this data supports the transition toward value-based maternity episodes. By tying reimbursement to clinical milestones and healthy birth outcomes rather than a volume of services, payers can align provider incentives with the long-term health of the member and the financial goals of the plan.

Strategic network management also involves addressing the geographic barriers to care. Identifying maternity care deserts within a network allows executives to implement targeted solutions, such as incentivizing providers to expand into underserved regions or integrating specialized telehealth services for remote monitoring. 

These actions do more than fulfill a social responsibility. They protect the revenue integrity of the plan by preventing the expensive consequences of unmanaged high-risk pregnancies. This National Maternal Health Awareness Day is an opportunity for executives to evaluate whether their network strategy is built to handle the complexities of modern maternity care.