TOG Glossary

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Paid Provider Organization (PPO)

A type of health insurance plan that gives a person more flexibility with their medical care. They don’t need a primary care physician and can visit any health care provider without a referral, either inside or outside of a network. Those who stay inside their network have smaller provider visit copays and receive full coverage; those who decide to go outside their network will have higher out-of-pocket costs with no guarantee of coverage for all services.